After a year of stock market correction in 2011 where real estate stocks and other news based stocks fell by around 50-80% and wiped out millions of wealth from investor’s pocket. Everyone makes mistakes in life and stock market is no new place. Everyone who invests or trades in stock market for the first time [...]
{ 0 comments }
When it comes to individuals financial profiles, there are usually three categories that people fall into. The first is people who spend beyond their means, the second is people who are able to just spend what they have and then the third group of people will spend less than they can afford. It’s been estimated [...]
{ 0 comments }
Okay, I know that you know it. But still, like a constant reminder from a wife to her husband of the soon to finish resource (for that matter, say cooking oil), I need to bring you closer to realism. You do not need another Gulf War, or the much hated US recession period, to realize [...]
{ 0 comments }
The idea of paying your income tax is something that brings with it an instant headache. Escaping from income taxes is something everyone strives to do. This is because a major amount of your income can be taxed away trough income taxes. If you want to find smart ways to reduce your income tax in [...]
{ 8 comments }
If you would like to lead a secure and safe retired life, it is important for you to start savings from the beginning of your career. Retired life in general means no regular income and so if you do not save, you may find it difficult to handle the expenses after your retirement. But, if [...]
{ 0 comments }
Hedging can be called as risk management strategy which is employed to limit or alleviate the chances of loss from various price fluctuations of currencies and commodities. It can be also called as an investment done in various ways including getting different insurance cover. In other words, these are measures to survive when inflation hits [...]
{ 0 comments }
You may have frequently come across terms like Repo Rate and Reverse Repo Rate while watching TV or even while reading news paper. These are most commonly used tool by the RBI to control Inflation and even during recessionary environment. The rate at which the RBI lends money to commercial banks is called repo rate. It is [...]
{ 3 comments }
What is a bond? A bond is a debt security, in which the authorized issuer owes the holders a debt and, depending on the terms of the bond, is obliged to pay interest. There are various types of bonds: Treasury Bond Zero Coupon Bond Convertible Bond Various Bonds terminologies: Face Value – The original issue price of the bond. [...]
{ 1 comment }
I was stumbling and I came across an awesome infographic of the legendary investor Warren Buffett. The infographic speaks about where all he has invested, in which sectors and equities. Here are my two previous post’s on Warren Buffett – Warren Buffett & his investment philosophy Ways to make money like Warren Buffett Warren Buffett was once the richest person [...]
{ 0 comments }
Financial Planning is a very broad area it starts from collecting data and then shifts to allocating funds for various purposes like – emergency fund, retirement corpus, etc.. Here is a basic chart which covers various elements which are considered in the Financial Planning Process. You must be aware of what financial planning actually is [...]
{ 2 comments }
